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Real Service, Real Solutions, Real Estate

Make high-return improvements to your home before you sell.

There are a number of improvements that you can make to your house that will provide a greater-than-100% return on your initial investment. Chief among these is having your house painted, but you should also consider kitchen and bathroom renovations, adding fireplaces and skylights, and attic or basement conversions. Contrary to popular belief, building a swimming pool is not a good capital investment, and will usually only add 33% of its cost to your home's final sale price.

Figure out your finances.

That means determining how much money you can raise for your down payment and how much you can afford to pay on a monthly basis. Go to a lender to find out the size of mortgage you qualify for and get pre-approved. Better yet, use a mortgage broker to find you the best mortgage rate possible. When calculating the costs of home ownership, remember to plan for homeowner's insurance, property taxes, private mortgage insurance (if required), utilities, repairs, and maintenance.

Use a REALTOR(R).

As a buyer, it usually costs nothing to hire a real estate professional to help you find and purchase a home--your Realtor will likely get a portion of the commission the seller pays to his Realtor. When choosing an agent, get referrals from friends, relatives, and co-workers, and then interview as many agents as possible. Pick an agent that works in the neighborhoods you're interested in. Listen to your agent, but make your own decision.